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Plan: Starter or Pro.
Payment rules control which payment methods a buyer can pick, conditionally. Same shape as delivery rules: one condition + one action per rule. Open Checkout settings → Rules → Payment to configure.

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Common examples

Condition: Cart total over €250 Action: Hide “Cash on delivery”The most common pattern — above a certain total, the COD refusal risk isn’t worth it.
Condition: Country is not Bulgaria Action: Hide “Cash on delivery”
Condition: Cart contains a specific product (a wholesale-only SKU) Action: Show “Bank transfer”
Condition: Cart contains a flagged product (fragile, made-to-order, high-fraud) Action: Hide “Cash on delivery”

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How rules combine

Like delivery rules, payment rules apply independently. Each payment method is checked against every rule that affects it; if at least one matching rule says “hide”, it’s hidden.
Payment rules act on Shopify’s checkout step — where the buyer picks the payment method. On Pro’s Direct checkout, the popup’s own payment section (COD + optional card) is configured on the Mode tab instead; rules still apply to buyers who go through Shopify checkout, e.g. after picking card.

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Combining with COD fees

COD fees and payment rules pair well:
  • Fee → the buyer can still choose COD, but pays a small fee for it
  • Rule → COD is hidden entirely under certain conditions
Use fees as the default behavior and rules as the hard stop for high-risk cases.